Mar 7, 2006
An eBay for loans?
I got a mail from Majal of Prosper (www.prosper.com) --they do people-to-people lending !
Think of it as an ebay for loans/borrowers.
Interesting concept. It would be interesting to see where this goes. Would this act as an alternative to borrowing money from big banks? Maybe not in the immediate future, but if the Wisdom of the Crowds is anything to go by then maybe the most needy of loans and deserving would rise to our views.
I'd personally like to see this complimenting the efforts of Microfinance institutions.
Actually a great idea would be marry this model with infrastructure like ITC's e-choupal and other initiatives like this.
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